Q: What is included in a 4 Point inspection?

The Four Major SystemsRoof: We evaluate the accessible roof covering and document its approximate age, condition, and relevant characteristics.Electrical: We review accessible electrical components and identify visible concerns that may affect insurability.Plumbing: We document the visible plumbing system, including materials and observable conditions.HVAC: We inspect the accessible heating and cooling equipment and document its age and condition.A 4-point inspection provides your insurance company with important information about these key systems and can help you navigate the insurance

Question 1

What is included in a 4 Point inspection?

Accepted Answer

The Four Major Systems​Roof: We evaluate the accessible roof covering and document its approximate age, condition, and relevant characteristics.​Electrical: We review accessible electrical components and identify visible concerns that may affect insurability.​Plumbing: We document the visible plumbing system, including materials and observable conditions.​HVAC: We inspect the accessible heating and cooling equipment and document its age and condition.​A 4-point inspection provides your insurance company with important information about these key systems and can help you navigate the insurance

Question 2

When do I need an Inspection?

Accepted Answer

An inspection is recommended when you’re buying, selling, renting, building, renovating, or making significant changes to a property. It can help identify potential issues early and give you a better understanding of the property’s condition.You may need an inspection for:Buying a home or property – to uncover potential problems before you purchase.Selling a property – to identify issues that could affect the sale.New construction – to check that work has been completed properly.Rentals - Helps provide landlords and renters with a trustworthy and accurate representation of the propertyRenovations or additions – to evaluate existing conditions before or during a project.Routine maintenance – to catch problems before they become costly repairs.If you’re unsure whether an inspection is necessary, it’s always best to have the property evaluated by a qualified professional.

Question 3

I'm selling my house, do I need a pre-inspection?

Accepted Answer

A pre-inspection isn’t required in most cases, but it can be a smart step before listing your home. A pre-inspection gives you the opportunity to identify potential issues early, make repairs on your own timeline, and avoid unexpected surprises during the buyer’s inspection.It can also give buyers greater confidence in the condition of your home and help make the selling process smoother.If you’re planning to sell, a pre-inspection can help you know what to expect before you put your home on the market.

Question 4

Can a home inspection lower my insurance?

Accepted Answer

Possibly. Some insurance companies may offer discounts or better rates when certain safety or risk-reduction measures are documented, such as an updated roof, electrical system, plumbing, or other improvements.However, an inspection does not automatically lower your insurance premium. Discounts and eligibility vary by insurance company, property, location, and the type of inspection performed.An inspection can still be valuable because it may identify issues that could affect your home’s insurability and give you the documentation you need when discussing your property with your insurance provider.

Question 5

Why Choose a Full Home Inspection?

Accepted Answer

Identify visible defects and potential safety concernsUnderstand the condition of major home systemsDiscover maintenance and repair needsMake a more informed real estate decisionReceive a detailed inspection report with our findingsA professional inspection gives you the information you need to move forward with greater confidence.

Question 6

What is a wind mitigation inspection?

Accepted Answer

We document the applicable wind mitigation features of the home and provide the information needed for your insurance company to determine whether you qualify for available credits.A wind mitigation inspection can be especially valuable for Florida homeowners looking for opportunities to reduce insurance costs while understanding how their home is designed to withstand high winds.

Northeast Florida home inspection without the stress

Hi, I'm Cory, a certified, fully licensed and insured Northeast Florida Home Inspector in St. Augustine Florida.

Buying or selling a home is exciting, but it can also be overwhelming. I’ve bought and sold homes myself, and I know how much is riding on every decision.

Your home inspection shouldn’t add to the stress. It should give you clarity.

I provide thorough, professional home inspections throughout St. Augustine and the surrounding area, with a focus on careful attention to detail, clear communication, and fast reporting.

Additional Services

Four Point Inspection

Help Your Insurance Company Understand Your Home

A 4-point inspection focuses on four major systems of a home: roof, electrical, plumbing, and HVAC. Insurance companies may request this type of inspection when writing or renewing a homeowners insurance policy, particularly for older homes.

The inspection documents the age, condition, and visible characteristics of these major systems so your insurance carrier can better evaluate the property.

Full Home Inspection

Wind Mitigation

Potentially Save on Homeowners Insurance

A wind mitigation inspection evaluates features of your home that may help reduce damage from high winds during hurricanes and severe storms. In Florida, documented wind-resistant construction features may qualify homeowners for discounts on certain windstorm insurance premiums.

During the inspection, we look for qualifying features such as roof covering, roof-to-wall connections, roof geometry, secondary water resistance, opening protection, and other applicable construction characteristics.

Home Inspection Services

The Inspection Standard

Thorough Inspections

Fast Reporting